Electronic engine immobilizers offer the best protection against vehicle theft.

When an immobilizer is installed, your car starts only with your key or your special code. When someone tries to start your car without your key or code, the immobilizer cuts power to the starter, ignition and fuel supply.

New theft proofing program

Save $180 immediately when you install an immobilizer through our convenient new incentive program.

Approved immobilizers

If you are installing an electronic immobilizer, we recommend you buy an approved one -- one that meets the Canadian Theft Deterrent Standard. Not all immobilizer systems are equally effective.

The following immobilizers have undergone extensive testing and have been proven to meet the Canadian Theft Deterrent Standard:

The Insurance Bureau of Canada explains the elements necessary for an immobilizer system to meet the standard.

Program details

Immobilizers at no cost for Most at Risk Vehicles

Until February 28, 2007, Manitoba Public Insurance is offering Standard Immobilizer Installations at no cost for Most at Risk Vehicles registered in Manitoba. When the installation is completed, you’ll also save $40 on your basic Autopac policy each year.

Here’s how it works:

• Your vehicle must qualify as a Most at Risk Vehicle.
• We pay up to $280 for the purchase and standard installation of an approved immobilizer meeting the Canadian Theft Deterrent Standard.
• In most cases, our $280 contribution will cover the entire cost. If your installation involves any additional costs for special circumstances such as a remote starter, you can finance the cost interest-free for up to five years.
• You get a $40 discount off your Autopac premium as soon as the installation is completed. And you’ll keep getting that $40 discount for years to come.
• The installation must be completed by February 28, 2007.

Is your vehicle one of the Most at Risk?

Standard immobilizer installations are being offered at no cost only to Most at Risk Vehicles because these are the vehicles consistently targeted by auto thieves. They make up 10 per cent of Manitoba vehicles yet account for 62 per cent of theft claim costs in the province. For some, the odds of being stolen are as high as 1 in 8 in Winnipeg. Until these vehicles are protected, theft rates will continue to climb.

Check the Most at Risk List. If your vehicle is on it, you should definitely participate in this theft-proofing program.

What if your vehicle qualifies for an approved immobilizer at no cost and you had one installed before this offer came into effect? We’ll reward your responsible actions by refunding the $140 you paid for the immobilizer. If you chose financing, a credit will be applied to your account.

Eligibility

• The incentive program is available to passenger vehicles and light-duty trucks insured through Basic Autopac.
• The immobilizer must meet the Canadian Theft Deterrent Standard of the Insurance Bureau of Canada.
• The unit must be installed by an accredited technician.
• As a reward for being proactive, Manitoba Public Insurance will also provide the $140 rebate to any eligible vehicle owner who had an aftermarket IBC-approved immobilizer installed before June 24, 2005. The corporation will automatically provide the rebate and refund interest costs to the 2,660 participants in the previous incentive program. Others may obtain the rebate by providing proof of the installation to Manitoba Public Insurance.

Financing

• The customer’s cost ($140 for a standard installation, plus any additional costs for special circumstances such as remote starters) can be financed through Manitoba Public Insurance at 0 per cent interest for a term of up to five years.
• Payments are made over 12, 24, 36, 48 or 60 months. When financed over 60 months, the monthly withdrawal is less than $3.
• Monthly payments can be made by way of pre-authorized withdrawals from bank accounts or automatic monthly charges to MasterCard or Visa.
• If the customer is currently financing an immobilizer through Manitoba Public Insurance, the interest rate will be retroactively dropped to zero and previous interest costs will be credited to the principal.
• Approval for financing is handled during your first phone call. An appointment with an installer will be booked during the same phone call, at a time most convenient to the customer.

Annual Premium Discount

• Manitoba Public Insurance will discount your Basic Autopac premium by $40 each year when you have an approved aftermarket immobilizer installed by an accredited facility.
• The discount increases to $45 if you choose to purchase a $100, $200 or $300 optional deductible.
• In addition, you receive a 50 per cent reduction on your $300 or $500 deductible on claims for vehicles stolen with an anti-theft device properly in use and defeated.
• These discounts also apply if you have an approved immobilizer installed as optional equipment at the factory or dealership.
• If you have a new vehicle with an immobilizer as standard equipment, the discount has already been built into your insurance premium.

Call 255-0151

Ward Auto Security will set up an appointment for you.